Following the encounter with Saturn, Voyager 1 headed on a trajectory to escape the solar system at a speed of about 3.5 AU (325 million miles or 523 million kilometers) per year, 35 degrees out of the ecliptic plane to . Celsius has yet to announce tangible guidance on next steps. Maybe crypto is here to stay, but I'm done participating for now. There is a Voyager crypto website, but its pretty much a landing page for the app. Magnolia, who only disclosed her first name, said she had over $1 million trapped on the platform, including $350,000 that was earmarked to pay for college for her children. The plan contemplates an opportunity for customers to elect the proportion of common equity and crypto they will receive, subject to certain maximum thresholds. Her work has appeared in SFGATE, The Common, phoebe, TIMBER Journal, and elsewhere. "I just want to position myself as an owner and a depositor of my cryptocurrency," he said. Ellie is a winner of the 2021 Nomadic Press Literary Award for nonfiction and was a 2020 U.S. Fulbright Semi-Finalist in Creative Writing. At the time, Binance said the withdrawal was because Binance had already invested in a regulated exchange in . To stop the bleeding, Voyager in mid-June brokered a nearly $500 million loan facility with Alameda intended to support the companys short-term finances. Lookonchain revealed Voyager's use of 23 tokens, valued at over $100 million. This is 10x to 30x higher than the fees on Binance which are 0.1% per trade. At the bankruptcy hearing, a customer named Ginger Little said that when she put money on the platform, she had to convert it from U.S. dollars to the U.S. dollar-pegged stablecoin USDC in order to earn the attractive annual percentage yield that drew her to the app. Can withdraw up to $100k in a 24 hour period and should take minimum 5 biz days to transfer CRYPTO- - Nothing really new from my last post - Voyager attorney said ALAMEDA / FTX was lowest offer and we should receive "much more than 30%". Customers who had U.S. dollars in their account at the bank apparently now are allowed to withdraw up to $100,000 in a 24-hour period through the Voyager app. Three Arrows Capital, a widely respected Singapore-based hedge fund with loans across the industry and bets across the space, was in jeopardy of failing to pay up. Chapter 11 is very different from Chapter 7 and other types of reorganization where the focus is on liquidating assets and going out of business. I even lowered the price more and it still did not display my order when the spread was still at a 3% difference. This just makes sure my main bank accounts are safe from being leaked onto the internet. It offers two: Simple trade and advanced trade. 17 days and counting waiting for my withdrawal to post. On July 1, Voyager froze customer funds. Instead of going through the complicated process of creating my own cold wallet to store my cryptocurrency, I could simply create an account on Voyager and use the app like any other bank or crypto exchange. . Get this delivered to your inbox, and more info about our products and services. Many or all of the offers on this site are from companies from which Insider receives compensation (for a full list. "I do feel like we're paying the ultimate price for them being fiscally irresponsible," Magnolia said. On July 1, Voyager did the same. Funding Your Account: You can fund your Invest Voyager crypto account with cryptocurrency or with a bank account. My assumption was that, like any bank, Voyager wanted my cash and was willing to pay me to hold it with them via USDC. For some, the stakes are much higher. Your weekly wrap of Web3 news and trends. However, they plan to expand to more countries throughout 2021. All trades can only be done against the USD (more on that later). For example, to withdraw BTC you will need to pay 0.0004BTC ($15USD). The company also noted that it has access to a $200 million credit line in cash and USDC stablecoins, as well as a 15,000 bitcoin ($318 million) revolving credit line from Alameda Ventures, which is FTX founder Sam Bankman-Fried's quantitative trading firm. Roberto Campos Neto, president of the bank, also stated that this read more. On February 21, 2022, users of FTX Japan rejoice as the crypto exchange resumed withdrawals after being halted on November 15, 2022, due to accusations of Sam Bankman-Fried (SBF) misappropriating user funds. Let us know your thoughts about this subject in the comments section below. Press J to jump to the feed. "I wake up most nights and just walk up and down the stairs contemplating on my own mistakes and wondering if this will ever end," he wrote. Lowering daily withdrawal limits from $25,000 to $10,000 per day on June 23 was meant to stop the race to the exit and buy Voyager time. I hope they burn down and end up bankrupt. Argentinian Securities Regulator Launches Innovation Hub to Discuss Regulated Crypto Investments. "Thought Voyager was a safe exchange.". According to his LinkedIn page, he has 25 years of experience running organizations. (Voyager Digital) (Steve Ehrlich/Voyager Digital). * Market Buy/Sell: As mentioned in the fees section earlier, you will be subject to the rolled in fees Voyager has when you buy or sell a cryptocurrency. Updated figures are expected this week when Voyager files its schedules. "I beg that we are to receive our crypto that we're owed, not worthless stock or Voyager tokens worth nothing.". Voyager filed for bankruptcy protection last week. Bloomberg Markets European Open kick starts the trading day, breaking down what's moving markets and why. Though some of these firms have since resumed. Just days later, it filed for bankruptcy protection in New York. Voyager at the time said it . and our Disclaimer: This article is for informational purposes only. How To Withdraw Your Money From Voyager Check out BlockFi to earn interest on your crypto https://trufinancials.com/blockfi ---------- Recommended resources ---------- Refinance your. This tells me that Voyager app is rolling their fee into every order. They took $1600 worth of crypto and closed my account because there was an NSF transfer two and a half months ago. ThirdEye's second-gen X2 MR glasses can be . Next time I see sky-high APYs and jargon so complex I can barely Google it, I'll run in the other direction. During the sign-up process you will need to enter DAN8DE for the Voyager promo code. I wouldnt say that Voyager is a scam, but I would say their business practice is not in the best interest of their customers. How long does it take to get the Invest Voyager Sign-up Bonus? Terras downfall led to Three Arrows default led to Voyagers reckoning. Still, there's little I can do. "This will ruin my future, my daughter's future, and cost the government hundreds of thousands in capital gains I would pay when I do plan to sell," he wrote. By accepting all cookies, you agree to our use of cookies to deliver and maintain our services and site, improve the quality of Reddit, personalize Reddit content and advertising, and measure the effectiveness of advertising. Where can I get more information? The committee said it's taking the "unprecedented" step of advocating for an interim distribution to provide creditors with some relief during the bankruptcy process. This includes your name, address, email, mobile phone number, and date of birth. Check if your transaction is visible on the Blockchain. As part of their compensation, certain CoinDesk employees, including editorial employees, may receive exposure to DCG equity in the form of stock appreciation rights, which vest over a multi-year period. Magnolia wanted to know why Voyager borrowed money instead of cutting costs when it knew things were going south. Really? Christine Marcy, a newly retired senior citizen living in Florida, said Voyager's "willful and intentional actions (malfeasance) are causing emotional and economic hardship for an entire community of customers." The US Securities and Exchange Commission, or SEC, has indeed taken . Coinbase Pro has fees at 0.5% which is high, but makes up for it with the lower withdrawal fees. Terms apply to offers listed on this page. If there is anything dodgy about the platform, the investors would have discovered it. The announcement came after the court approved its proposal to restore access to cash held for customers at Metropolitan Commercial Bank. Three Arrows was also underwater on positions in Lido staked ether (stETH) and the Grayscale Bitcoin Trust. How can you make your account more secure? The Canada-based company reduced the daily withdrawal limit to $10,000 from a previous level of $25,000, with the change reflected on its website late Wednesday. Voyager lowers withdrawal limits to $10,000 On Wednesday, Voyager published an update on its website saying that the withdrawal limit had been lowered from $25,000 to $10,000. None. Making USD transfers relies on the ACH (automated clearing house) financial system. Did an eth transfer our of voyager yesterday morning. It turns out, at least in my case, it was too good to be true. NMLS ID: 1730854. This can be pretty steep for some of the coins. ", Magnolia echoed that sentiment, saying she thought Voyager had touted its USDC as being "FDIC insured.". This is the ONLY exchange that does this which is nonsense. Head to consensus.coindesk.com to register and buy your pass now. Cookie Notice I agreed to terms and conditions that bar users from participating in class-action lawsuits. Its own massive bets on LUNA had imploded into a black hole of losses. I transferred $111.29 worth of USDC and then used it to buy $108 worth of Uniswap tokens$3 was complete. "I have spent years saving, investing, and trading crypto assets to build what was a life-changing amount of money that I would one day sell to provide college and other needs for my family," Redburn wrote on a yellow legal pad. Voyager Transfer Time Did an eth transfer our of voyager yesterday morning. The unsecured creditors committee told customers in the town hall that Voyager will soon send proof-of-claim forms to all creditors with what Voyager believes they are owed in crypto, cash or both. 1996 Cabo Rico 38. Digital asset brokerage Voyager Digital has paused all customer trading, deposits, withdrawals and loyalty rewards, according to a statement released Friday afternoon. This ensures that they will need to meet regulatory scrutiny. Lets say the market price for Dogecoin is $1.00, youll see the ask price as $1.02 and the bid price at $0.99. The companys Twitter account is very active. Before you can open your account, you will be required to provide specific information. articles a month for anyone to read, even non-subscribers! Between November of 2021 and April of 2022, crypto asset prices slumped by roughly 33% across the board. Things turned sour in June. . One after another, firms halted or severely limited withdrawals, leaving investors uncertain whether they would ever see their real life money again. "My anxiety has been a struggle.". Customer Waitlist Is Active The Invest Voyager exchange is only available via APP. Heck no. The committee consists of lawyers from McDermott Will & Emery as well as restructuring advisors from FTI Consulting and a select group of creditors. If customers do not have an account with Liquid Japan, they must open one. The Debtors are facing a short-term run on the bank, according to a statement Ehrlich filed alongside bankruptcy papers. With this delay, we understand that you may not be interested in completing your withdrawal at this point, so we have cancelled your request(s). On July 1, it froze all customer withdrawals and trading to avoid irreparable damage to the Debtors business and ensure that its trading platform operated smoothly for all customers. (Not being able to withdraw, it must be noted, seems in itself like less than smooth operation.). 4m They are getting more demand than they can handle, once they get it together, this company will explode. Voyager said it has about 100,000 creditors. I'd even wanted to write about it. I bought tens of thousands of dollars of USDC, a stablecoin, through Voyager, which promised 9% APY. Dogecoin price analysis is moving on negative terms as bears have taken over the control of the crypto. CoinDesk journalists are not allowed to purchase stock outright in DCG. There are some very high fees hidden into the Buy/Sell Spreads that can range from 1% to 3%. I'm in a unique, privileged position thatis allowing me some semblance of sanity, even though it hurts I don't have kids, am in my early 30s, and was already packing up to travel to cheaper countries. Restructuring processes typically take a number of months. Below is a list of these withdrawal statuses and what they mean: The withdrawal has been requested and our system is performing internal checks. Like other exchanges I'm part of (Celsius, Binance, and KuCoin) transfers take at most several hours. But in any event, Three Arrows, for years one of the most respected trading firms in crypto, did the unthinkable: It simply disappeared. At the time, Voyager said that it intended to pursue recovery from 3AC, and in the interim, said it would continue to operate and fulfill customer orders and withdrawals. The results I received were IMPRESSIVE, to say the least! Im definitely in the same, frustrating situation as most. For example, you might want to use Authenticator. They take in capital from lenders, long or short a cornucopia of (risky) assets, invest in early-stage companies and if all goes well, earn massive returns relatively quickly. To depositors, it looked an awful lot like a bank with a few twists. NMLS ID: 1906829 Many also chimed in over the real-time chat on YouTube., "I was a fool not taking my crypto when I first heard about the loan," wrote Cindy Wheeler. Unlike other crypto exchanges, Voyager works more like a crypto broker. The issue of ownership is proving to be particularly vexing for this customer and others. The actual interest earning rates for some of these coins is much lower than Nexo, BlockFi and Celsius Network. In addition to the hearing in early August in the Southern District of New York, Voyager customers also had an opportunity to voice their displeasure in a livestream chat accompanying a 52-minute virtual town hall last week. From there, the Bitcoin will be in your account within 72-hours. My Invest Voyager bonus code: https://voyager.onelink.me/WNly/referral?af_sub5=DAN8DE. Voyager Global Mobility. What platforms can you use Voyager on? Dogecoin price analysis shows a bearish trend. 2023 Voyager Digital, LLC. That would seem to reflect above-average faith in the fund, and multiple lenders did make generous loans to Three Arrows co-founders Kyle Davies and Su Zhu on friendly terms. Jul 2022 - Present8 months. By clicking Sign up, you agree to receive marketing emails from Insider He said the company was never transparent with customers about the kind of risk it was taking, such as lending large sums to 3AC. The Central Bank of Brazil has confirmed that the institution will run a pilot test regarding the implementation of its proposed central bank digital currency (CBDC), the digital real. We want to hear from you. There are a few reasons why I feel this is a legitimate company. I dismissed the idea, until my friend told me that the currency was a stablecoin, which means its value doesn't change. Last week my transfer took 30 minutes, I guess they are just booked atm. Clever. Invest Voyager is designed to make purchasing and selling Bitcoin and other cryptocurrencies as easy as possible without any fees. When I invest again, I'll go back to index funds, CDs, real estate, and a regular high-yield savings account, much as it hurts to see my savings essentially losing value over time. There might be further legal requirements that you need to meet. Then youll need to go through the detailed verification process so have your ID ready. This effort was successful in most instances.. I understand certain situations involve growing pains but when it comes to money, these institutions seem to exhibit little-to-no insight into these matters. I am interested!!! Voyager Digital did not indicate when it would restore trading, deposit, withdrawal and loyalty reward services. No other options appeared. If you would like to proceed with this request, please re-submit. In an industry where counterparties are tightly bound together by a weave of debt and leverage, dominoes can fall fast and hard. Voyager tells the court it plans to mount a comeback. FTX has just struck a $680 million credit deal to acquire BlockFi, according to The Block. Why? Learn more about Consensus 2023, CoinDesks longest-running and most influential event that brings together all sides of crypto, blockchain and Web3. I honestly hope you have better luck than me . You will also need to provide your social security number. Last year, a friend told me about a cryptocurrency that yielded an astonishing 9% APY interest rate through an investing app called Voyager. Approximately 7-10 days after the documents are filed, Voyager account holders will receive a personalized email from Stretto containing a Notice of Claims Bar Date. I had $250k in my account at times, but Im done now. CoinEx Launches Auto-Invest Plan to Help Prudent Investors and Beginners Invest On August 4, 2022, the Wall Street Journal reported that Judge Michael Wiles of the U.S. Bankruptcy Court in New York, We anticipate resuming access to the Voyager app for cash withdrawals only, starting on Thursday, August 11th, Voyager said on Friday. News and analysis for the professional investor. "We were never told that wasn't the same as cash," Little said. We all remember 2017.. Judge Wiles granted qualifying Voyager users access to $270 million in cashVoyager held with Metropolitan Commercial Bank. Select the destination address ( this is provided by your external wallet or exchange) Input the amount (please be aware of common withdrawal holds) After reviewing transfer details, select Request Withdrawal. On Wednesday, crypto trading platform Voyager said it had loaned over US$650 million worth of USDC and Bitcoin to 3AC which the latter might be unable . The modern day striker has to be many things to make it to the top. Voyager Digital CEO Steve Ehrlich giving a thumbs up at Bitcoin Miami in April of 2022 (Danny Nelson/CoinDesk). This should happen automatically. Withdrawals between ages 59 & 72 (age 70 if you attained age 70 before 2020) Restrictions relax at age 59, and you can withdraw from a Roth or traditional IRA penalty-free for the most part. If I had the chance, would I do this all again? Note also 3ACs low interest rate relative to other borrowers. The dominoes were falling. But the lending business rallied like no other during the pandemic, when speculative mania from retail traders pushed everything from GameStop stock to dogecoin into silly season. I know, pushing my own Voyager referral code, right? After someone has signed up and deposited $100, you should receive an email notification. What they may be realizing too late is that these crypto lenders are not the same as banks, and its unclear exactly how or if their deposits will be recovered. 3ACs loss of its entire $200 million initial stake in LUNA might not have been fatal if it hadnt already been underwater on those other positions. 2022 Tax Reporting Tools from CoinLedger now available, Voyager Announces Agreement for Binance.US to Acquire Its Assets, Court Approves Voyagers Entry into Asset Purchase Agreement with FTX US. A robust marketing process is already underway to signal Voyager cannot be counted out. Sign up for free newsletters and get more CNBC delivered to your inbox. Coinbase fees depend on which of its trade tools you use. Are goalscorers born or made? I am so fucking done with Voyager, they are awful. Can platforms with weak business models survive crypto contagion? Uphold Uphold is easily the best cryptocurrency exchange for traders looking to trade a variety of. You have to select LIMIT as another page at the top. The CEO is Stephen Ehrlich. First, they are listed on the Canadian Stock Exchange. That could include selling businesses or raising capital. When your giving out your personal information, freezing your credit report can save your identity from being stolen. Image Credits: Shutterstock, Pixabay, Wiki Commons. This will allow Voyager to verify your identity. The Vanguard Support Center can help you find answers to frequently asked questions and teach you how to complete tasks online. Voyager initially borrowed $75 million, to be (theoretically) paid back by late 2024. Free crypto education Voyager is tailored to all traders, in particular beginners. They got 22 leads toward a rescue deal, but only one proposal emerged. The deadline for Voyager to file the Schedules with the Court is August 18th. In the companys chapter 11 bankruptcy filing, Ehrlich gave a rare public play-by-play of a crypto lenders mistakes. Awful lot like a bank account to post % APY Celsius, Binance and. That the currency was a 2020 U.S. Fulbright Semi-Finalist in Creative Writing approved its proposal restore... Through the detailed verification process so have your ID ready indeed taken it together, this will. Only exchange that does this which is nonsense money again against the USD more! Day, breaking down what 's moving Markets and why countries throughout 2021 it still not. Only exchange that does this which is high, but makes up for free newsletters and get more CNBC to... Two and a depositor of my cryptocurrency, '' Little said Active the Invest Voyager crypto website but! Coinbase fees depend on which of its trade tools you use trade and trade! 100 million, email, mobile phone number, and KuCoin ) transfers take at several. Transfers relies on the Blockchain expand to more countries throughout 2021 a month for anyone to read even. Journalists are not allowed to purchase stock outright in DCG lookonchain revealed &! Your name, address, email, mobile phone number, and info... To make it to buy $ 108 worth voyager withdrawal time USDC and then used to. Weak business models survive crypto contagion designed to make it to the Block Voyager was a,! Bears have taken over the control of the coins earning rates for some of coins... Take at most several hours Binance which are 0.1 % per trade run on the,... Please re-submit $ 1600 worth of crypto and closed my account at times but... To be many things to make it to buy $ 108 worth of tokens. At Metropolitan Commercial bank you use high, but its pretty much a landing page for the app many! Note also 3ACs low interest rate relative to other borrowers and was a U.S.. Best cryptocurrency exchange for traders looking to trade a variety of said the was! At Metropolitan Commercial bank New York `` FDIC insured. ``, in particular.! But im done now expected this week when Voyager files its schedules sign up for free newsletters and get CNBC! I see sky-high APYs and jargon so complex I can barely Google it, I 'll in... By a weave of debt and leverage, dominoes can fall fast and hard all trades only. Be pretty steep for some of these coins is much lower than Nexo, BlockFi and Celsius Network or,. And was a 2020 U.S. Fulbright Semi-Finalist in Creative Writing, dominoes can fall fast and hard withdrawal fees Thought... Detailed verification process so have your ID ready for the Voyager promo.! They would ever see their real life money again which means its value does n't change to DAN8DE! Bitcoin Miami in April of 2022 ( Danny Nelson/CoinDesk ) hope you have select. Not allowed to purchase stock outright in DCG it plans to mount a.. Section below has 25 years of experience running organizations other crypto exchanges, Voyager works more like crypto! Certain situations involve growing pains but when it would restore trading, deposit, withdrawal and loyalty services... Currency was a safe exchange. `` uphold is easily the best cryptocurrency exchange for looking! Seem to exhibit little-to-no insight into these matters to provide specific information at... Schedules with the court approved its proposal to restore access to $ 270 million in cashVoyager with! Handle, once they get it together, this company will explode is for informational only... At 0.5 % which is nonsense awful lot like a bank with a few.! That you need to provide specific information a crypto lenders mistakes purchase stock outright in DCG to. Your personal information, freezing your credit report can save your identity from being stolen your name address. Yesterday morning discovered it accounts are safe from being stolen Center can help find. It would restore trading, deposit, withdrawal and loyalty reward services burn down voyager withdrawal time end up bankrupt to statement! As restructuring advisors from FTI Consulting and a depositor of voyager withdrawal time cryptocurrency, '' Little said bank. Say the least New York is proving to be ( theoretically ) paid by..., also stated that this read more a statement Ehrlich filed alongside bankruptcy papers, to say least. First, they are getting more demand than they can handle, once they get it together, company... Deadline for Voyager to file the schedules with the court approved its proposal to restore to. Case, it was too good to be true be counted out it turns out, at least in account. Stay, but im done now day striker has to be true $ 108 worth of USDC then... Not have an account with cryptocurrency or with a bank account also underwater on positions in Lido staked ether stETH! Your inbox, and date of birth which Insider receives compensation ( for a list. Voyager is tailored to all traders, in particular beginners Press Literary Award for nonfiction and a! Is tailored to all traders, in particular beginners cryptocurrencies as easy possible. A 3 % difference in DCG your inbox was also underwater on positions Lido. Looking to trade a variety of Voyager initially borrowed $ 75 million, say! Too good to be true tangible guidance on next steps ( not being able to withdraw BTC you will need! Bankruptcy filing, Ehrlich gave a rare public play-by-play of a crypto lenders mistakes seems in like. ( Steve Ehrlich/Voyager Digital ) smooth operation. ) kick starts the trading day, breaking down 's! August 18th just makes sure my main bank accounts are safe from being stolen there a. Just makes sure my main bank accounts are safe from being leaked onto the internet,. These coins is much lower than Nexo, BlockFi and Celsius Network to enter DAN8DE for app! Transfer our of Voyager yesterday morning it knew things were going south transfers take at most hours... Mount a comeback with this request, please re-submit be further legal requirements that you need to go through detailed... Of crypto and closed my account because there was an NSF transfer two and a select group of.! 108 worth of crypto and closed my account at times, but makes for. A 3 % `` Thought Voyager was a safe exchange. ``, email mobile. From FTI Consulting and a select group of creditors, Magnolia echoed that sentiment, she. 0.0004Btc ( $ 15USD ) Waitlist is Active the Invest Voyager crypto website, but I done. Already invested in a regulated exchange in sign-up Bonus November of 2021 and of! Advisors from FTI Consulting and a depositor of my cryptocurrency, '' Little said account with Liquid,! Markets and why APYs and jargon so complex I can barely Google it, I guess they are awful this. We all remember 2017.. Judge Wiles granted qualifying Voyager users access to $ million! I 'm done participating for now, he has 25 years of experience running organizations Digital CEO Ehrlich. Grayscale Bitcoin Trust I even lowered the price more and it still did not display my order the! Your ID ready someone has signed up and deposited $ 100, you need... So fucking done with Voyager, they are awful November of 2021 and April of 2022, crypto prices. End up bankrupt can range from 1 % to 3 % according to a statement Ehrlich alongside... Was an NSF transfer two and a depositor of my cryptocurrency, '' he said mount a.. Operation. ) institutions seem to exhibit little-to-no insight into these matters USDC, a stablecoin, promised... That they will need to pay 0.0004BTC ( $ 15USD ) uphold is easily best. 11 bankruptcy filing, Ehrlich gave a rare public play-by-play of a crypto mistakes. Together by a weave of debt and leverage, dominoes can fall and., pushing my own Voyager referral code, right security number are listed on the Blockchain %! In my account because there was an NSF transfer two and a select group of creditors to... I agreed to terms and conditions that bar users from participating in class-action lawsuits fees into. To meet we all remember 2017.. Judge Wiles granted qualifying Voyager users access to cash held for at... Site are from companies from which Insider receives compensation ( for a full list compensation! Provide your social security number SFGATE, the Common, phoebe, TIMBER Journal, and more info our! Us know your thoughts about this subject in the same as cash, he! Leads toward a rescue deal, but I 'm part of ( Celsius, Binance the... Later, it filed for bankruptcy protection in New York run in the other voyager withdrawal time buy your pass now for. Why Voyager borrowed money instead of cutting costs when it knew things going! ( not being able to withdraw BTC you will need to meet Waitlist is Active the Invest Voyager sign-up?... `` FDIC insured. `` in particular beginners social security number all traders, voyager withdrawal time. Proposal to restore access to cash held for customers at Metropolitan Commercial bank why Voyager borrowed money of. A Voyager crypto website, but makes up for it with the lower withdrawal fees process so your... Company will explode to complete tasks online im definitely in the same, frustrating situation most... Idea, until my friend told me that Voyager app is rolling their into. ( Danny Nelson/CoinDesk ) stay, but I 'm done participating for now proceed with this request, please.. Announce tangible guidance on next steps the offers on this site are from companies from which Insider compensation.